Privacy Policy for AMC Credit
At AMC Credit, we are committed to protecting your privacy and ensuring that your personal data is handled responsibly and in compliance with applicable data protection laws, including the Data Protection Act 2004 (Gibraltar) and the General Data Protection Regulation (GDPR).
1. Information We Collect
We collect and process personal data, including:
- Identity Data: name, date of birth, nationality, gender
- Contact Data: phone number, email address, residential address
- Identification Documents: passport, national ID, driver’s license
- Employment Data: employer name, job title, income
- Financial Data: bank account details, credit score, payment history
- Technical Data: IP address, device details
- Transaction Data: loan/lease/subscription details
- Marketing and Communications Data: preferences for promotional offers
2. Purpose of Data Collection and Processing
Your personal information is used for the following purposes:
- Assessing and processing loan/lease/subscription applications
- Verifying identity and conducting necessary background checks
- Evaluating creditworthiness and eligibility for loans/leases/subscriptions
- Managing and administering your loan/lease/subscription account
- Communicating regarding your application or account
- Complying with legal and regulatory requirements
- Improving our services and internal processes
3. Sharing of Your Data
We may share your information with trusted third parties such as:
- Credit bureaus, financial institutions, and regulatory authorities
- Service providers (payment processors, debt collectors)
- Law enforcement or legal entities as required by law
- Affiliates or in cases of business restructuring
4. Security of Your Data
We take reasonable measures to safeguard your personal data against unauthorized access, disclosure, or alteration. Your data is stored securely and retained as long as necessary to fulfill the purposes outlined or as required by law.
5. Retention of Data
We retain your data for as long as needed to fulfill the purposes for which it was collected, typically for a minimum of five years.
6. Your Rights
Under the Data Protection Act 2004 and GDPR, you have the following rights:
- Right of access to your data
- Right to rectification, erasure, or restriction
- Right to object to processing
- Right to data portability
- Right to withdraw consent
To exercise these rights, please contact us at info@amccredit.gi
7. Consent and Withdrawal of Consent
By signing this Privacy Policy, you consent to the collection, processing, and sharing of your personal data as outlined. You may withdraw consent at any time by notifying us in writing. However, withdrawing consent may affect our ability to provide you with services.
8. Updates to This Policy
We may update this Privacy Policy periodically. Any changes will be posted on our website, and if necessary, communicated to you.
Contact Us
For any questions about this Policy or how we handle your personal data, please contact us at info@amccredit.gi.