Why choose our hire-purchase vehicle loans?
Competitive interest rates
Our loans are charged at a competitive 6% per annum, ensuring you get the best deal possible on any new vehicle in the showroom, or on order (10% deposit required). Second hand vehicles will be charged at 8% per annum and will require a 30% deposit.
Flexible terms
We offer a maximum 5-year payback period, allowing you to choose a repayment schedule that fits your budget.
Accessible to all
With a minimum loan amount of £5,000.00, our loans cater to a wide range of budgets.
Loan features
Low monthly payments
Our competitive interest rates translate into lower monthly payments, making your vehicle purchase more affordable.
Ownership at the end
Unlike traditional leasing, with our Hire-Purchase loans, you own the vehicle once the loan is fully repaid.
No hidden fees
We believe in transparency. There are no hidden fees or surprises in our loan agreements.
How it works
1
Loan application
Begin by applying for your loan. Our streamlined application process ensures you get a quick response.
2
Loan approval
Once approved, you will be informed, and all necessary paperwork will be prepared. An appointment will be organized to sign your Agreement.
3
Vehicle purchase
Funds will be sent directly to the dealership. You will be able to collect the vehicle as soon as you sign.
4
Repayment
Make regular, affordable monthly payments until the loan is fully repaid.
5
Ownership
Once the loan term ends, the log book is transferred into your name and the vehicle is entirely yours to enjoy.
Jaguar Land Rover
Experience the refined British craftsmanship and all-terrain excellence of Jaguar Land Rover’s latest models. From the agile and electrifying Jaguar I-PACE to the luxurious and robust Range Rover Sport and the versatile Land Rover Defender, our lineup seamlessly blends cutting-edge technology, luxury, and capability.
Mercedes-Benz
Elevate your company's image with the sophistication of Mercedes-Benz. The all-new E-Class and C-Class, along with the luxurious S-Class and versatile GLC SUV, embody the best of German engineering and innovation.
Mitsubishi Motors
Dependable and rugged, Mitsubishi Motors' SUVs and trucks are ready for any corporate challenge. From the Mitsubishi Outlander to the Mitsubishi L200, these vehicles are built to last.
Benefits of our hire-purchase vehicle loans
Affordability
Our low-interest rates and flexible terms make buying a car easier on your budget.
Ownership
Unlike leasing, you'll have full ownership of your vehicle once the loan is paid off.
Choice
You have the freedom to choose the make and model of your vehicle from any of our reputable dealers.
Transparent terms
We believe in clear, easy-to-understand terms and conditions.
Get behind the wheel today
Whether you're eyeing a new or used car, our Hire-Purchase Vehicle Loans can help you hit the road with confidence. Discover the joy of vehicle ownership without the financial strain. Contact us today to discuss your loan needs and take the first step toward driving your dream car.
Unlock the Road to Ownership.
Contact Us
Documents required
Proof of Identity:
Valid passport or ID card.Driver's License
Proof of Address:
Recent utility bill.Proof of Income:
Last 3 months of salary slips.Bank Statements:
Last 3 months showing income deposits and transactions.Employment Verification:
Letter from employer confirming current status, salary, and job position.Credit Report:
Ledger report for any existing loans.
If employed for less than 3 years or if additional guarantee is required by the credit committee:
Guarantor Documents: Employment verification, ID, 3 months of personal bank statements, and proof of contact info and address.
Guarantor Documents: Employment verification, ID, 3 months of personal bank statements, and proof of contact info and address.