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Vehicle Loans

Simple, Personal & Affordable

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Our People, Our Strength

Why choose our hire-purchase vehicle loans?

Discover how AMC Credit supports, values, and grows our dedicated team members.

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Competitive fixed interest rate

Our loans are charged at a competitive 6% per annum, ensuring you get the best deal possible on any new vehicle in the showroom, or on order (10% deposit required). Second hand vehicles will be charged at 8% per annum and will require a 30% deposit.

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Flexible Terms

We offer a maximum 5-year payback period, allowing you to choose a repayment schedule that fits your budget.

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Accessible to all

With a minimum loan amount of £5,000.00, our loans cater to a wide range of budgets.

Documentation

Loan features

  • Low monthly payments:

    Our competitive interest rates translate into lower monthly payments, making your vehicle purchase more affordable.

  • Ownership at the end:

    Unlike traditional leasing, with our Hire-Purchase loans, you own the vehicle once the loan is fully repaid.

    No hidden fees:

    We believe in transparency. There are no hidden fees or surprises in our loan agreements.

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Our Process

How it works

1

Loan application

Begin by applying for your loan. Our streamlined application process ensures you get a quick response.

2

Loan approval

Once approved, you will be informed, and all necessary paperwork will be prepared. An appointment will be organised to sign your Agreement.

3

Use of funds

Funds will be sent directly to the dealership. You will be able to collect the vehicle as soon as you sign.

4

Repayment

Make regular, affordable monthly payments until the loan is fully repaid.

5

Ownership

Once the loan term ends, the log book is transferred into your name and the vehicle is entirely yours to enjoy.

Our Brands

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Mercedes-Benz

Elevate your company's image with the sophistication of Mercedes-Benz. The all-new E-Class and C-Class, along with the luxurious S-Class and versatile GLC SUV, embody the best of German engineering and innovation.

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Jaguar Land Rover

Experience the refined British craftsmanship and all-terrain excellence of Jaguar Land Rover’s latest models. From the agile and electrifying Jaguar I-PACE to the luxurious and robust Range Rover Sport and the versatile Land Rover Defender, our lineup seamlessly blends cutting-edge technology, luxury, and capability.

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Mitsubishi Motors

Dependable and rugged, Mitsubishi Motors' SUVs and trucks are ready for any corporate challenge. From the Mitsubishi Outlander to the Mitsubishi L200, these vehicles are built to last.

Benefits of our hire-purchase vehicle loans

  • Affordability

    Our low-interest rates and flexible terms make buying a car easier on your budget.

  • Ownership

    Unlike leasing, you'll have full ownership of your vehicle once the loan is paid off.

  • Choice

    You have the freedom to choose the make and model of your vehicle from any of our reputable dealers.

    Transparent terms

    We believe in clear, easy-to-understand terms and conditions.

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Get started today

Get behind the wheel today

  • Whether you're eyeing a new or used car, our Hire-Purchase Vehicle Loans can help you hit the road with confidence. Discover the joy of vehicle ownership without the financial strain. Contact us today to discuss your loan needs and take the first step toward driving your dream car.

    Unlock the Road to Ownership.

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Documentation

Documents required

  • Proof of Identity: Valid Passport, Driver's License, or ID Card.

  • Driver's License

  • Proof of Address: Recent utility bill.

  • Proof of Income: Last 3 months of wage slips.

  • Bank Statements: Last 3 months showing income deposits,

    transactions and balance.

  • Employment Verification: Letter from employer stating current status,

    salary, and job position

  • Credit Report: Ledger report for any existing loans.

  • If employed for less than 3 years or if additional guarantee is required by the credit committee: Guarantor Documents: Employment verification, ID, 3 months of personal bank statements, and proof of contact info and address.

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Our People, Our Priority

Get started today

  • Whether you're expanding your operations, investing in new equipment, or managing cash flow, our Business Loans are designed to support your business goals. Contact us today to discuss your financing needs and take the first step towards securing the financial support your business deserves.

    Empower Your Business with Reliable Financing.

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